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Global Medical Insurance Eligibility
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Worldwide Rates: Silver | Gold | Gold Plus | Platinum
Rates Excluding US & Canada: Silver | Gold | Gold Plus | Platinum
ELIGIBILITY*
Global Medical Insurancesm from IMG
and underwritten bt Sirius
International is available to individuals and families of all nationalities.
U.S. Citizens must reside abroad or plan to leave the U.S. on their effective
date and plan to reside abroad for at least six months. Non-U.S. Citizens may
reside anywhere, including their country of citizenship, although certain eligibility
restrictions may apply to non-U.S. citizens residing in the United States.
Persons between the ages of 14 days and 74 years old may
apply for coverage. Persons older than 74 years of age are not eligible.
Persons either living in, or having a mailing address
in the State of Florida are not eligible to apply.
Global Medical Insurancesm is available for your
spouse and dependent children. Coverage for the first for two children are free
between the ages of 14 days to 9 years of age only when both
parents are covered under the Global Medical Insurancesm plan.
Children under the age of 19 applying with no parent or guardian insured by
Global Medical Insurancesm use the male 19-24 rates. An application
must be completed for each person requesting coverage.
NEWBORNS
Newborn children will be covered from birth for illnesses
subject to:
1.) The mother of the newborn must be covered by Global Medical Insurancesm
.
2.) The delivery of the child must be covered by Global Medical Insurancesm
.
3.) An application for the newborn must be received within 31 days of
the date of birth.
RENEWAL OF COVERAGE
Global Medical Insurancesm is annually renewable
and coverage is continuous when renewed. Prior to the end of each period of
insurance (12 months) you will receive a renewal form. You must continue to
meet the eligibility requirements outlined above in order to renew. There are
no medical questions at renewal and rates do not change based on your individual
claims activity. Your premium will be the same rate as all persons of your same
class.
LIFETIME COVERAGE
Lifetime medical coverage is available if you are enrolled
in the Global Medical Insurancesm plan by your 65th birthday and
maintain continuous coverage to age 75. Prior to your 75th birthday you will
receive a renewal form for continuing coverage on the Global Senior Plansm.
There is no medical underwriting, simply complete and return the renewal form
with your premium.
Global Senior Plansm provides lifetime eligibility.
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