Pre-Existing Condition Exclusion

Pre-Existing Condition means an illness, disease, or other condition during the 180-day period immediately prior to your effective date for which you, your traveling companion or family member is scheduled or booked to travel with you:
  1. Received, or received a recommendation for, a diagnostic test, examination, or medical treatment; or
  2. Took or received a prescription for drugs or medicine.

Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage is effective under this Policy.

Gold Plan
 Pre-Existing Condition Exclusion Waiver
The exclusion for pre-existing conditions will be waived if:

  1. Your premium for this insurance plan is received within fourteen (14) days of the date of your initial trip deposit.
  2. You are not disabled from travel at the time you pay your premium;
  3. The booking for the trip must be the first and only booking for this travel period and destination.

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