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Travel Plus Trip Protection Exclusions
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When You Are Not Covered
Benefits are not payable for sickness, injuries or losses of you or your traveling
companion:
- resulting from suicide
- resulting from attempted suicide
- resulting from intentionally self-inflicted injury while
sane or insane (in Missouri, sane only)
- resulting from an act of declared or undeclared war
- while participating in maneuvers or training exercises of
an armed service
- while riding, driving or participating in races, or speed
or endurance contests
- while mountaineering (engaging in the sport of scaling mountains
generally requiring the use of picks, ropes or other special equipment)
- while participating as a member of a team in an organized
sporting competition
- while participating in skydiving, hang gliding, bungee cord
jumping, scuba diving or deep sea diving
- while piloting or learning to pilot or acting as a member
of the crew of any aircraft
- received as a result or consequence of being intoxicated
or under the influence of any controlled substance unless administered on
the advice of a legally qualified physician
- to which a contributory cause was the commission of or attempt
to commit a felony or being engaged in an illegal occupation
- due to normal childbirth, normal pregnancy (except complications
of pregnancy) or voluntarily induced abortion
- for dental treatment (except as coverage is otherwise specifically
provided herein)
- or due to a pre-existing
condition
- Benefits under any coverage will not be paid for expenses
reimbursed or services provided by any other source
- In California, benefits are not payable if during the 60
days prior to the insured's effective date, a legally qualified physician
advised the insured or his/her traveling companion not to travel due to
a sickness or injury
Note: This plan contains disability insurance benefits or health
insurance benefits, or both, that only apply during the covered trip. You may
have coverage from other sources that already provides you with these benefits.
You should review your existing policies. If you have any question about your
current coverage, call your insurer or health plan.
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